Your insurance needs are our priority
Protect what you’ve worked so hard to earn.
With 16 years in the health insurance industry as a licensed agent, I specialize in making the complicated simple. Whether you need Medicare guidance, individual health coverage, or life insurance protection, I provide personalized solutions that fit your unique situation and budget.
Free consultation
Expert guidance at no cost
Personalized service
One-on-one attention for every client
Medicare specialists
Certified and experienced with hundreds of seniors
Multiple options
Health, Medicare, Group, and Life Insurance
Contact us today!
Book Your Free Consultation
Welcome to personalized insurance guidance
For the past 16 years, I’ve been passionate about helping people protect what matters most. Insurance doesn’t have to be overwhelming or confusing. My job is to walk you through your options, use easy-to-understand terms, and help you make informed decisions about your coverage.
16 years of experience
Medicare certified specialist
Honest, straightforward advice
Personal attention and support
Multiple insurance solutions
Long-term client relationships
Insurance solutions for every stage of life
From Medicare enrollment to protecting your family’s future, I provide quality insurance solutions tailored to your specific needs and circumstances.
Medicare
Navigate Medicare with confidence. As a certified Medicare specialist with over 16 years of experience, I help seniors understand their options and choose the right coverage. From Original Medicare to Advantage plans and supplements, I’ll walk you through every step of the enrollment process.
Individual & Family Health Insurance
Whether you’re self-employed, work for a small business, or need coverage between jobs, I’ll help you find affordable health insurance that fits your family’s needs. I work with all major Minnesota insurers and can help you navigate MNsure or direct enrollment options.
Life Insurance
Protect your family’s financial future with term or permanent life insurance. Most people overestimate the cost – let me show you how affordable peace of mind can be. Whether you need temporary coverage for a mortgage or permanent protection for final expenses, I will find the right solution.
Dental & Vision Coverage
Don’t let gaps in your health insurance leave you exposed. When your medical coverage doesn’t include dental or vision benefits, I offer affordable standalone options to ensure complete protection for you and your family.
Group Health Insurance
Help your business attract and retain top talent with quality health benefits. I work with employers to design benefit packages that fit their budget while providing employees with the coverage they need and deserve.
Disability Insurance
Your ability to earn income is your most valuable asset. Disability insurance provides financial protection if illness or injury prevents you from working. Just as you insure your home and car, protecting your income makes financial sense.
Long-Term Care
Long-term care insurance helps cover the expenses associated with ongoing care required due to chronic illness, disability, or cognitive decline. Since Medicare does not cover custodial care, this insurance provides peace of mind by protecting your retirement savings and preventing financial burden on your loved ones.
Annuities
An annuity is a financial product that provides a guaranteed stream of income in exchange for a lump sum or series of payments, commonly used in retirement planning. This steady income source helps protect against market fluctuations and the risk of outliving your savings while covering essential living expenses.
What our clients say
“I was so confused and overwhelmed about Medicare when I first walked into Todd’s office. He took the time to explain everything in easy-to-understand terms, answered all my questions, and put my mind at ease. He is great at what he does.”
Judith Jacobson
Recent articles
Stay informed about important insurance topics and enrollment periods. I share practical insights and updates to help you make informed decisions about your coverage.
Your Complete Guide to Individual Health Insurance in Minnesota: What You Need to Know Before Open Enrollment
December 6, 2025
I’m Turning 65 — Now What? A Medicare Guide for Beginners
October 12, 2025
Are You Losing Your Medicare Advantage Plan in 2026? Here’s What You Need to Know!
September 9, 2025
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